Frequently Asked Questions
Will getting an insurance quote affect my credit score?
No, our initial quote process does not impact your credit score. We use soft inquiries to determine your premium estimates without affecting your credit. Only when you proceed with a formal application may a credit check be required by some insurers.
What types of insurance do you offer?
We offer comprehensive insurance solutions including:
- Business Insurance
- Public Liability
- Professional Indemnity
- Cyber Protection
- Workers Compensation
- Commercial Property
- Home & Contents
How long does the insurance application process take?
Our initial quote process takes just a few minutes. Once you select a policy, approval times vary by insurer, but many can provide same-day coverage. Most policies can be activated within 24-48 hours after application approval.
What information do I need to get an insurance quote?
To get started, you'll need to provide basic information such as:
- Business or personal details (name, address, contact information)
- Business operations or property details
- Coverage requirements and risk exposure
- Claims history (if applicable)
- Additional documents may be required for formal application
Can I get insurance with previous claims history?
Yes, we work with insurers who specialize in various risk profiles, including those with previous claims history. While premium rates may vary, our system helps find insurers most likely to provide coverage for your specific situation.
Is my personal and business information secure?
Absolutely. We use enterprise-level encryption and security measures to protect your sensitive information. We never sell your data to third parties, and only share necessary information with insurers when you choose to proceed with a specific policy.
How quickly can claims be processed?
Most claims are acknowledged within 24 hours and processed within 5-10 business days, depending on complexity. We work with insurers who prioritize efficient claims handling and provide dedicated support throughout the process.