Frequently Asked Questions
Will applying affect my credit score?
No, our initial matching process does not impact your credit score. We use a soft inquiry to determine your eligibility without affecting your credit. Only when you decide to proceed with a specific lender's offer will a hard credit check be performed.
What types of loans do you offer?
We offer various loan types including:
- Car loans
- Equipment finance
- Personal loans
- Business loans
- Home loans
- Insurance products
How long does the application process take?
Our initial matching process takes just a few minutes. Once you select a loan offer, approval times vary by lender, but many can provide same-day or next-day approval. Some loans can be funded within 24 hours after approval.
What information do I need to apply?
To get started, you'll need to provide basic information such as:
- Personal details (name, address, contact information)
- Employment and income information
- Loan purpose and amount
- Additional documents may be required later in the process
Can I apply with bad credit?
Yes, we work with lenders who specialize in various credit situations, including those who can assist borrowers with less-than-perfect credit. While approval isn't guaranteed, our system helps find lenders most likely to consider your specific situation.
Is my personal information secure?
Absolutely. We use bank-level encryption and security measures to protect your personal information. We never sell your data to third parties, and only share necessary information with lenders when you choose to proceed with a specific loan option.